PCoRP provides property, liability, automobile and other related insurance coverages, loss control, claims services and training to Pennsylvania counties and county related entities.
The Pennsylvania Counties Risk Pool was created by the County Commissioners Association of Pennsylvania as a result of the "hard market" in liability insurance in the mid-1980's. Many Pennsylvania counties could not obtain liability and other insurance coverages, and if they could find a company willing to cover the county, the cost was usually prohibitive. Counties turned to their association for assistance.
After a great deal of investigation, data collection, and a detailed formal request for proposal process, CCAP formed PCoRP in April 1987. Based on the All Lines Aggregate (ALA) insurance concept, the program is a unique combination of self insurance, commercial insurance and loss control. With more than 25 years in operation, fifty-three counties and county related entities presently participate in PCoRP.