The CCAP Health Alliance and the Delaware Valley Health Trust (DVHT) have partnered to offer an alternative to the commercial health insurance market which provides Pennsylvania counties with upfront savings, enhanced benefits and long term cost stability.
The CCAP Health Alliance has partnered with the Delaware Valley Health Trust (DVHT) to serve as the infrastructure and administrator of its health insurance program for Pennsylvania counties and county related entities. Membership in the CCAP Health Alliance is now open and proposals are available upon request.
Since 1999, DVHT has helped its municipal members defy the trends by providing a remarkably stable health insurance platform with rates well below the commercial carriers’, while maintaining benefit levels and even offering several plan enhancements. Through its partnership with the CCAP Health Alliance, DVHT is now able to extend its platform to Pennsylvania’s counties and county related entities statewide.
DVHT is an example of the power of collective action. As counties and county related entities contemplate how best to tackle the difficult budget challenges over the next several years, there is now an effective alternative to the annual +10-20% increases in the health benefits line item. The average rate increase for current DVHT members over the past 7 years has been about 6.5% per year.
Through this new partnership, the CCAP Health Alliance can offer a complete range of medical plans (HMO, QPOS, PPO and Indemnity), fully customized to meet the needs and interests of each individual county or entity. Participating counties and entities design their own benefit plans and coverage parameters. DVHT will maintain each county/entity’s current rate structure and guarantee rates for the calendar year.
For most applicants, the CCAP Health Alliance can now meet or exceed current commercial coverage at lower costs. More than half of DVHT’s current members were previously Blue Cross clients.
At no additional charge, standard coverage enhancements include the following: